# Occupation profile — insurance underwriter

- **ESCO URI:** http://data.europa.eu/esco/occupation/e937449a-d9e0-4ab7-9ea5-4d3ac673be6d
- **ESCO code:** 3321.3
- **ISCO-08 group:** 3321 — Insurance representatives
- **O*NET-SOC:** 13-2053.00 — Insurance Underwriters (match: exactMatch)

## Description (ESCO)

Insurance underwriters assess business risks and liability policies and make decisions about commercial property. They inspect the conditions of businesses’ properties, analyse inspection policies, assist with real estate and rent issues, prepare loan contracts and handle commercial risks in order to align them with business practices. Insurance underwriters analyse various information from prospective customers in order to assess the likelihood that they will report a claim. They work to minimise risk for the insurance company and make sure that the insurance premium aligns with the associated risks. They can be specialists in life insurance, health insurance, reinsurance, commercial insurance, mortgage insurance.

## Definition

nan

## Alternative labels

- commercial underwriter
- group insurance underwriter
- liability risk assessor
- casualty insurance underwriter
- commercial insurance underwriter
- commercial property underwriter
- life underwriter
- automobile insurance underwriter
- commercial lines underwriter
- risk assessor
- personal lines underwriter
- public liability insurance underwriter
- accident and sickness insurance underwriter
- package insurance underwriter
- fire insurance underwriter
