# Tools & technology — credit analyst Source: O*NET 30.3 'Software Skills' for 13-2041.00. | Software | Category | Hot technology | |---|---|---| | SAS | Analytical or scientific software | yes | | Microsoft SQL Server | Data base user interface and query software | yes | | Structured query language SQL | Data base user interface and query software | yes | | Microsoft Visual Basic | Development environment software | yes | | Microsoft Visual Basic for Applications VBA | Development environment software | yes | | Microsoft Outlook | Electronic mail software | yes | | SAP software | Enterprise resource planning ERP software | yes | | Python | Object or component oriented development software | yes | | Microsoft Office software | Office suite software | yes | | Microsoft PowerPoint | Presentation software | yes | | Microsoft Excel | Spreadsheet software | yes | | Microsoft Word | Word processing software | yes | | Oracle Business Intelligence Enterprise Edition | Business intelligence and data analysis software | | | Equifax Application Engine | Content workflow software | | | Experian Transact SM | Content workflow software | | | Credit adjudication and lending management system CALMS | Document management software | | | Microsoft Dynamics | Enterprise resource planning ERP software | | | Oracle JD Edwards EnterpriseOne | Enterprise resource planning ERP software | | | CGI-AMS CACS Enterprise | Financial analysis software | | | CGI-AMS Strata | Financial analysis software | | | Credit and risk analysis software | Financial analysis software | | | Credit fraud detection software | Financial analysis software | | | Dun and Bradstreet Global DecisionMaker | Financial analysis software | | | eCredit Enterprise | Financial analysis software | | | Equifax Advanced Decisioning | Financial analysis software | | | Equifax InterConnect | Financial analysis software | | | Experian Credinomics | Financial analysis software | | | Experian Detect | Financial analysis software | | | Experian FraudShield | Financial analysis software | | | Experian Quest | Financial analysis software | | | Experian Retention Triggers | Financial analysis software | | | Fair Isaac Application Risk Model Software | Financial analysis software | | | Fair Isaac Capstone Decision Manager | Financial analysis software | | | Fair Isaac Falcon ID | Financial analysis software | | | Moody's KMV CreditEdge | Financial analysis software | | | Moody's KMV Decisions | Financial analysis software | | | Moody's KMV Financial Analyst | Financial analysis software | | | Moody's KMV Risk Advisor | Financial analysis software | | | Moody's KMV Risk Analyst | Financial analysis software | | | CGI-AMS BureauLink Enterprise | Information retrieval or search software | | | Experian Strategy Management | Office suite software | | ## Market evidence (job-ad analysis, 38 ads, as of 2026-07-10) Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs. ### Tools - Microsoft Excel — **32 %** - Microsoft Office — **21 %**