# Competences — insurance fraud investigator

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/a2b81132-2147-4c8e-b250-e6290ed906ea).

## Essential

- **actuarial science** (knowledge)
- **analyse claim files** (skill/competence)
- **assess customer credibility** (skill/competence)
- **assist police investigations** (skill/competence)
- **claims procedures** (knowledge)
- **conduct financial audits** (skill/competence)
- **detect financial crime** (skill/competence)
- **fraud detection** (knowledge)
- **insurance law** (knowledge)
- **interview insurance claimants** (skill/competence)
- **principles of insurance** (knowledge)
- **review insurance process** (skill/competence)
- **types of insurance** (knowledge)

## Optional

- analyse financial risk (skill/competence)
- classify insurance claims (skill/competence)
- collect property financial information (skill/competence)
- debt systems (knowledge)
- document evidence (skill/competence)
- interpret law (skill/competence)
- manage claim files (skill/competence)
- manage claims process (skill/competence)
- obtain financial information (skill/competence)
- perform debt investigation (skill/competence)
- prepare financial auditing reports (skill/competence)
- present evidence (skill/competence)
- trace financial transactions (skill/competence)

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## Market evidence (job-ad analysis, 49 ads, as of 2026-07-14)

Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.

### Hard skills

- fraud investigation — **69 %**
- report writing — **33 %**
- data analysis — **22 %**
- fraud detection — **18 %**
- witness interviewing — **18 %**

### Responsibilities

- information gathering — **27 %**
- claim investigation — **24 %**

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