2.2 KiB
2.2 KiB
Competences — credit adviser
Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/1a87e487-6761-4374-b6db-100ac5a9ad5a).
Essential
- advise on financial matters (skill/competence)
- analyse loans (skill/competence)
- analyse the credit history of potential customers (skill/competence)
- assess debtor's financial situation (skill/competence)
- consult credit score (skill/competence)
- credit control processes (knowledge)
- debt systems (knowledge)
- economics (knowledge)
- examine credit ratings (skill/competence)
- financial products (knowledge)
- insolvency law (knowledge)
- maintain client debt records (skill/competence)
- maintain credit history of clients (skill/competence)
- obtain financial information (skill/competence)
- perform debt investigation (skill/competence)
- prepare credit offers (skill/competence)
- provide financial product information (skill/competence)
- provide support in financial calculation (skill/competence)
Optional
- accounting techniques (knowledge)
- advise on credit rating (skill/competence)
- advise on risk management (skill/competence)
- analyse financial risk (skill/competence)
- assess risks of clients' assets (skill/competence)
- audit techniques (knowledge)
- banking activities (knowledge)
- budget for financial needs (skill/competence)
- business loans (knowledge)
- communicate with banking professionals (skill/competence)
- consumer protection (knowledge)
- corporate social responsibility (knowledge)
- create a financial plan (skill/competence)
- credit card payments (knowledge)
- determine loan conditions (skill/competence)
- develop investment portfolio (skill/competence)
- forecast future levels of business (skill/competence)
- interpret financial statements (skill/competence)
- interview bank loanees (skill/competence)
- investment analysis (knowledge)
- microfinance (knowledge)
- monitor national economy (skill/competence)
- mortgage loans (knowledge)
- prepare credit reports (skill/competence)
- property law (knowledge)
- review investment portfolios (skill/competence)
- securities (knowledge)
- synthesise financial information (skill/competence)
- tax legislation (knowledge)