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credit-analyst/references/market.md
2026-08-22 04:58:35 +02:00

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Market evidence report — credit-analyst

Source: 38 real job ads (JSearch API, countries: us 38), extracted into the MSSQL evidence store; as of 2026-07-10. This report contains extracted, aggregated facts only — no ad text is reproduced (copyright / platform terms).

Seniority distribution

Seniority Ads Share
mid 25 66 %
senior 6 16 %
n/a 5 13 %
junior 2 5 %

Tools — full market ranking

# Item Ads Share
1 Microsoft Excel 12 32 %
2 Microsoft Office 8 21 %
3 Microsoft Word 6 16 %

Hard skills — full market ranking

# Item Ads Share
1 risk assessment 16 42 %
2 credit analysis 15 39 %
3 financial statement analysis 13 34 %
4 financial modeling 9 24 %
5 loan underwriting 9 24 %
6 financial analysis 8 21 %
7 cash flow analysis 6 16 %
8 credit risk assessment 5 13 %
9 contract preparation 4 11 %
10 loan structuring 4 11 %
11 risk management 4 11 %
12 collateral valuation 3 8 %
13 covenant compliance 3 8 %
14 covenant testing 3 8 %
15 credit underwriting 3 8 %

Methods — full market ranking

# Item Ads Share

Responsibilities — full market ranking

# Item Ads Share
1 report preparation 6 16 %
2 portfolio monitoring 5 13 %
3 portfolio management 4 11 %
4 credit analysis 3 8 %
5 financial data analysis 3 8 %
6 loan presentation preparation 3 8 %

Regional breakdown

Corpus note: 38 relevant ads in total — below the 100-ad target for a fully reliable ranking. Percentages above should be read as indicative.

US (us)

38 ads.

Top hard skills:

  • risk assessment — 42 % (16 ads)
  • credit analysis — 39 % (15 ads)
  • financial statement analysis — 34 % (13 ads)
  • financial modeling — 24 % (9 ads)
  • loan underwriting — 24 % (9 ads)
  • financial analysis — 21 % (8 ads)
  • cash flow analysis — 16 % (6 ads)
  • credit risk assessment — 13 % (5 ads)
  • contract preparation — 11 % (4 ads)
  • loan structuring — 11 % (4 ads)

Top tools:

  • Microsoft Excel — 32 % (12 ads)
  • Microsoft Office — 21 % (8 ads)
  • Microsoft Word — 16 % (6 ads)
  • Bloomberg — 5 % (2 ads)
  • Capital IQ — 5 % (2 ads)
  • ERP systems — 5 % (2 ads)
  • FactSet — 5 % (2 ads)
  • Microsoft Outlook — 5 % (2 ads)
  • Microsoft PowerPoint — 5 % (2 ads)

Seniority: mid 66 % · senior 16 % · n/a 13 % · junior 5 %

UK (gb)

Insufficient evidence — 0 ads (minimum for a regional ranking: 30). No ranking is reported for this region.

EU/DACH (de, at, ch, nl)

Insufficient evidence — 0 ads (minimum for a regional ranking: 30). No ranking is reported for this region.

Job title variants in the market

Title Ads
Credit Analyst 8
Senior Credit Analyst 4
High Yield Credit Analyst 2
Auto Credit Clerk — Part-Time, Saturday Half-Day 1
Auto Credit Clerk Part-Time, Saturday Half-Day 1
Automobile Credit Clerk/Customer Service 1
Automobile Credit Clerk/Customer Service 1
AVP/Credit Analyst 1
Casino Credit Clerk Flexible Schedule 1
Casino Credit Clerk - Maryland 1
Commercial Credit Analyst (Open to locations in the DC, Annapolis & Baltimore Areas) 1
Commercial Credit Analyst I/II/III 1
Commercial Credit Analyst II 1
Commercial Credit Senior Analyst - Engineering & Construction 1
CRE Credit Analyst 1
Credit Analyst Energy Project Finance 1
Credit Analyst - Job #3139 1
Credit Analyst - SBA Underwriting 1
Credit Analyst III - C&I 1
Credit Risk Analyst 1
FT Credit Analyst I - Lititz 1
FT Credit Analyst II - Lititz 1
KBRA Credit Profile (KCP) - CMBS Analyst 1
Senior Credit Analyst, Innovation Banking 1
Senior Emerging Markets (EM) Corporate Credit Analyst 1

Methodology: entities extracted per ad ({hard_skills, tools, methods, responsibilities, seniority}), normalized, counted as DISTINCT ads per entity; report threshold ≥ 3 ads. Headline sections in skills.md/tools.md use the stricter ≥ 20 % threshold.