2.0 KiB
2.0 KiB
Competences — credit analyst
Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/075e4d25-74b3-46fb-9b6e-6b53cdb196e7).
Essential
- advise on credit rating (skill/competence)
- advise on risk management (skill/competence)
- analyse financial risk (skill/competence)
- analyse loans (skill/competence)
- analyse the credit history of potential customers (skill/competence)
- apply credit risk policy (skill/competence)
- debt classification (knowledge)
- financial engineering (knowledge)
- financial statements (knowledge)
- insolvency law (knowledge)
- interpret financial statements (skill/competence)
- maintain client debt records (skill/competence)
- maintain credit history of clients (skill/competence)
- obtain financial information (skill/competence)
- perform debt investigation (skill/competence)
- synthesise financial information (skill/competence)
Optional
- accounting (knowledge)
- analyse market financial trends (skill/competence)
- banking activities (knowledge)
- budget for financial needs (skill/competence)
- develop investment portfolio (skill/competence)
- examine credit ratings (skill/competence)
- financial forecasting (knowledge)
- interview bank loanees (skill/competence)
- interview techniques (knowledge)
- investment analysis (knowledge)
- manage securities (skill/competence)
- public offering (knowledge)
- review investment portfolios (skill/competence)
- stock market (knowledge)
- tax legislation (knowledge)
Market evidence (job-ad analysis, 38 ads, as of 2026-07-10)
Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
Hard skills
- risk assessment — 42 %
- credit analysis — 39 %
- financial statement analysis — 34 %
- loan underwriting — 24 %
- financial modeling — 24 %
- financial analysis — 21 %