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credit-manager/references/skills.md
2026-08-15 16:06:45 +02:00

2.9 KiB

Competences — credit manager

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/32fafe2c-0099-4852-889e-46614ce9a9ae).

Essential

  • advise on financial matters (skill/competence)
  • analyse financial performance of a company (skill/competence)
  • analyse financial risk (skill/competence)
  • analyse the credit history of potential customers (skill/competence)
  • apply credit risk policy (skill/competence)
  • corporate social responsibility (knowledge)
  • create a financial plan (skill/competence)
  • create credit policy (skill/competence)
  • credit control processes (knowledge)
  • debt collection techniques (knowledge)
  • debt systems (knowledge)
  • determine loan conditions (skill/competence)
  • enforce financial policies (skill/competence)
  • financial analysis (knowledge)
  • financial management (knowledge)
  • financial statements (knowledge)
  • follow company standards (skill/competence)
  • handle financial transactions (skill/competence)
  • insolvency law (knowledge)
  • liaise with managers (skill/competence)
  • maintain records of financial transactions (skill/competence)
  • manage financial risk (skill/competence)
  • manage staff (skill/competence)
  • obtain financial information (skill/competence)
  • strive for company growth (skill/competence)
  • synthesise financial information (skill/competence)
  • trace financial transactions (skill/competence)

Optional

  • advise on credit rating (skill/competence)
  • analyse loans (skill/competence)
  • analyse market financial trends (skill/competence)
  • assess financial viability (skill/competence)
  • banking activities (knowledge)
  • budget for financial needs (skill/competence)
  • business loans (knowledge)
  • communicate with banking professionals (skill/competence)
  • consult credit score (skill/competence)
  • contract law (knowledge)
  • ensure proper document management (skill/competence)
  • examine credit ratings (skill/competence)
  • investment analysis (knowledge)
  • maintain client debt records (skill/competence)
  • mortgage loans (knowledge)
  • perform clerical duties (skill/competence)
  • perform debt investigation (skill/competence)
  • plan health and safety procedures (skill/competence)
  • prepare credit reports (skill/competence)
  • property law (knowledge)
  • securities (knowledge)
  • tax legislation (knowledge)

Market evidence (job-ad analysis, 16 ads, as of 2026-07-10)

Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.

Hard skills

  • risk assessment — 44 %
  • accounts receivable management — 25 %
  • credit analysis — 25 %
  • data analysis — 25 %
  • financial statement analysis — 25 %
  • regulatory compliance — 19 %

Responsibilities

  • credit limit establishment — 25 %