80 lines
2.9 KiB
Markdown
80 lines
2.9 KiB
Markdown
# Competences — credit manager
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Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/32fafe2c-0099-4852-889e-46614ce9a9ae).
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## Essential
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- **advise on financial matters** (skill/competence)
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- **analyse financial performance of a company** (skill/competence)
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- **analyse financial risk** (skill/competence)
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- **analyse the credit history of potential customers** (skill/competence)
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- **apply credit risk policy** (skill/competence)
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- **corporate social responsibility** (knowledge)
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- **create a financial plan** (skill/competence)
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- **create credit policy** (skill/competence)
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- **credit control processes** (knowledge)
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- **debt collection techniques** (knowledge)
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- **debt systems** (knowledge)
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- **determine loan conditions** (skill/competence)
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- **enforce financial policies** (skill/competence)
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- **financial analysis** (knowledge)
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- **financial management** (knowledge)
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- **financial statements** (knowledge)
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- **follow company standards** (skill/competence)
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- **handle financial transactions** (skill/competence)
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- **insolvency law** (knowledge)
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- **liaise with managers** (skill/competence)
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- **maintain records of financial transactions** (skill/competence)
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- **manage financial risk** (skill/competence)
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- **manage staff** (skill/competence)
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- **obtain financial information** (skill/competence)
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- **strive for company growth** (skill/competence)
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- **synthesise financial information** (skill/competence)
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- **trace financial transactions** (skill/competence)
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## Optional
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- advise on credit rating (skill/competence)
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- analyse loans (skill/competence)
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- analyse market financial trends (skill/competence)
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- assess financial viability (skill/competence)
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- banking activities (knowledge)
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- budget for financial needs (skill/competence)
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- business loans (knowledge)
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- communicate with banking professionals (skill/competence)
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- consult credit score (skill/competence)
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- contract law (knowledge)
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- ensure proper document management (skill/competence)
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- examine credit ratings (skill/competence)
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- investment analysis (knowledge)
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- maintain client debt records (skill/competence)
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- mortgage loans (knowledge)
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- perform clerical duties (skill/competence)
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- perform debt investigation (skill/competence)
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- plan health and safety procedures (skill/competence)
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- prepare credit reports (skill/competence)
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- property law (knowledge)
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- securities (knowledge)
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- tax legislation (knowledge)
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<!-- market-evidence -->
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## Market evidence (job-ad analysis, 16 ads, as of 2026-07-10)
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Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
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### Hard skills
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- risk assessment — **44 %**
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- accounts receivable management — **25 %**
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- credit analysis — **25 %**
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- data analysis — **25 %**
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- financial statement analysis — **25 %**
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- regulatory compliance — **19 %**
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### Responsibilities
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- credit limit establishment — **25 %**
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<!-- market-evidence -->
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