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financial-planner/references/skills.md
2026-08-15 14:23:31 +02:00

3.5 KiB

Competences — financial planner

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/21de0f3b-a71a-4263-a9ba-90c5f3721b4d).

Essential

  • advise on financial matters (skill/competence)
  • analyse the credit history of potential customers (skill/competence)
  • apply technical communication skills (skill/competence)
  • assess risks of clients' assets (skill/competence)
  • banking activities (knowledge)
  • budget for financial needs (skill/competence)
  • create a financial plan (skill/competence)
  • customer service (knowledge)
  • economics (knowledge)
  • financial forecasting (knowledge)
  • financial markets (knowledge)
  • handle financial transactions (skill/competence)
  • identify customer's needs (skill/competence)
  • interpret financial statements (skill/competence)
  • investment analysis (knowledge)
  • maintain credit history of clients (skill/competence)
  • modern portfolio theory (knowledge)
  • obtain financial information (skill/competence)
  • offer financial services (skill/competence)
  • provide financial product information (skill/competence)
  • provide support in financial calculation (skill/competence)
  • review investment portfolios (skill/competence)
  • synthesise financial information (skill/competence)

Optional

  • accounting techniques (knowledge)
  • advise on investment (skill/competence)
  • advise on tax planning (skill/competence)
  • analyse business plans (skill/competence)
  • analyse financial performance of a company (skill/competence)
  • analyse financial risk (skill/competence)
  • analyse insurance needs (skill/competence)
  • analyse loans (skill/competence)
  • analyse market financial trends (skill/competence)
  • assess debtor's financial situation (skill/competence)
  • assist in loan applications (skill/competence)
  • assist in will writing (skill/competence)
  • business loans (knowledge)
  • calculate employee benefits (skill/competence)
  • collect financial data (skill/competence)
  • communicate with banking professionals (skill/competence)
  • consult credit score (skill/competence)
  • create banking accounts (skill/competence)
  • debt systems (knowledge)
  • develop investment portfolio (skill/competence)
  • disseminate information on tax legislation (skill/competence)
  • financial jurisdiction (knowledge)
  • financial management (knowledge)
  • financial products (knowledge)
  • foreign valuta (knowledge)
  • guarantee customer satisfaction (skill/competence)
  • inform on interest rates (skill/competence)
  • maintain records of financial transactions (skill/competence)
  • manage financial risk (skill/competence)
  • manage pension funds (skill/competence)
  • monitor loan portfolio (skill/competence)
  • mortgage loans (knowledge)
  • operate financial instruments (skill/competence)
  • prepare real estate contract (skill/competence)
  • principles of insurance (knowledge)
  • protect client interests (skill/competence)
  • real estate market (knowledge)
  • securities (knowledge)
  • sell insurance (skill/competence)
  • stock market (knowledge)
  • tax legislation (knowledge)
  • types of insurance (knowledge)
  • types of pensions (knowledge)
  • value properties (skill/competence)

Market evidence (job-ad analysis, 53 ads, as of 2026-07-11)

Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.

Hard skills

  • financial planning — 68 %
  • retirement planning — 38 %
  • estate planning — 25 %
  • business development — 21 %