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investment-adviser/SKILL.md
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name, description
name description
investment-adviser Occupational skill for the role 'investment adviser' (also: financial and investment adviser, investment executive, corporate investment adviser, investment consultant, investment manager, investment advisor). Use when the user asks for typical investment adviser work such as: Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.; Answer clients' questions about the purposes and details of financial plans and strategies.; Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.

Investment Adviser

Investment advisers are professionals who offer transparent advice by recommending suitable solutions on financial matters to their clients. They advise on investing pension or free funds in securities such as stocks, bonds, mutual funds and exchange-traded funds to customers. Investment advisers serve individuals, households, families and owners of small companies.

Core workflow

  1. Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
  2. Answer clients' questions about the purposes and details of financial plans and strategies.
  3. Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.
  4. Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.
  5. Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.
  6. Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.
  7. Contact clients periodically to determine any changes in their financial status.
  8. Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.

How to use this skill

Key competences (essential)

  • advise on financial matters
  • advise on investment
  • analyse financial risk
  • analyse market financial trends
  • assess financial viability
  • assess risks of clients' assets
  • asset management
  • banking activities
  • explain financial jargon
  • financial markets
  • financial products
  • funding methods
  • interpret financial statements
  • modern portfolio theory
  • monitor bond market

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Sources: ESCO v1.2.1 (http://data.europa.eu/esco/occupation/38d9c76b-1a7b-4d65-879b-733ae7e9364e), ONET 30.3 (13-2052.00). See manifest.json for licensing/attribution.*