2.3 KiB
2.3 KiB
Competences — loan officer
Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/8e185c49-704e-49c0-8584-a7e0b618f628).
Essential
- actuarial science (knowledge)
- analyse business plans (skill/competence)
- analyse financial risk (skill/competence)
- analyse loans (skill/competence)
- banking activities (knowledge)
- consult credit score (skill/competence)
- core banking software (knowledge)
- credit control processes (knowledge)
- decide on loan applications (skill/competence)
- examine credit ratings (skill/competence)
- inform on interest rates (skill/competence)
- interpret financial statements (skill/competence)
- interview bank loanees (skill/competence)
- maintain credit history of clients (skill/competence)
- monitor loan portfolio (skill/competence)
- obtain financial information (skill/competence)
Optional
- advise on financial matters (skill/competence)
- advise on risk management (skill/competence)
- apply credit risk policy (skill/competence)
- assess customer credibility (skill/competence)
- assist in loan applications (skill/competence)
- business loans (knowledge)
- check accounting records (skill/competence)
- collect property financial information (skill/competence)
- communicate with banking professionals (skill/competence)
- customer service (knowledge)
- debt classification (knowledge)
- debt systems (knowledge)
- examine mortgage loan documents (skill/competence)
- foreclosure (knowledge)
- maintain client debt records (skill/competence)
- manage loan applications (skill/competence)
- mortgage loans (knowledge)
- property law (knowledge)
- protect client interests (skill/competence)
- provide support in financial calculation (skill/competence)
- securities (knowledge)
- synthesise financial information (skill/competence)
- tax legislation (knowledge)
Market evidence (job-ad analysis, 51 ads, as of 2026-07-15)
Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
Hard skills
- loan origination — 37 %
- mortgage lending — 20 %
- sales — 20 %
- credit analysis — 20 %
Responsibilities
- client communication — 20 %