2.1 KiB
2.1 KiB
Competences — mortgage broker
Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/3f277813-3cab-4c5d-bfeb-613e449b31c5).
Essential
- actuarial science (knowledge)
- banking activities (knowledge)
- collect property financial information (skill/competence)
- credit control processes (knowledge)
- decide on loan applications (skill/competence)
- examine mortgage loan documents (skill/competence)
- inform on interest rates (skill/competence)
- interview bank loanees (skill/competence)
- maintain client debt records (skill/competence)
- maintain credit history of clients (skill/competence)
- manage loan applications (skill/competence)
- moderate in negotiations (skill/competence)
- monitor loan portfolio (skill/competence)
- mortgage loans (knowledge)
- negotiate loan agreements (skill/competence)
- obtain financial information (skill/competence)
- property law (knowledge)
- provide support in financial calculation (skill/competence)
- real estate underwriting (knowledge)
- securities (knowledge)
- tax legislation (knowledge)
Optional
- analyse financial risk (skill/competence)
- analyse loans (skill/competence)
- assist in loan applications (skill/competence)
- business loans (knowledge)
- communicate with banking professionals (skill/competence)
- consult credit score (skill/competence)
- debt systems (knowledge)
- examine credit ratings (skill/competence)
- foreclosure (knowledge)
- interpret financial statements (skill/competence)
- protect client interests (skill/competence)
- synthesise financial information (skill/competence)
Market evidence (job-ad analysis, 44 ads, as of 2026-07-18)
Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
Hard skills
- loan origination — 30 %
- sales — 27 %
- financial analysis — 20 %
- mortgage origination — 18 %
Responsibilities
- loan closing — 18 %
- client communication — 18 %