3.3 KiB
3.3 KiB
Competences — relationship banking manager
Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/d96de969-d43d-4082-8559-7fc35484a217).
Essential
- advise on financial matters (skill/competence)
- advise on investment (skill/competence)
- apply technical communication skills (skill/competence)
- consult credit score (skill/competence)
- core banking software (knowledge)
- corporate social responsibility (knowledge)
- create a financial plan (skill/competence)
- customer service (knowledge)
- enforce financial policies (skill/competence)
- financial analysis (knowledge)
- financial jurisdiction (knowledge)
- financial management (knowledge)
- financial markets (knowledge)
- financial products (knowledge)
- financial statements (knowledge)
- follow company standards (skill/competence)
- identify customer's needs (skill/competence)
- liaise with managers (skill/competence)
- maintain relationship with customers (skill/competence)
- obtain financial information (skill/competence)
- offer financial services (skill/competence)
- prospect new customers (skill/competence)
- provide cost benefit analysis reports (skill/competence)
- provide financial product information (skill/competence)
- strive for company growth (skill/competence)
Optional
- accounting techniques (knowledge)
- advise on credit rating (skill/competence)
- analyse business plans (skill/competence)
- analyse financial performance of a company (skill/competence)
- analyse financial risk (skill/competence)
- analyse market financial trends (skill/competence)
- apply credit risk policy (skill/competence)
- assist in loan applications (skill/competence)
- build business relationships (skill/competence)
- business loans (knowledge)
- business management principles (knowledge)
- communicate with banking professionals (skill/competence)
- conduct financial audits (skill/competence)
- economics (knowledge)
- ensure compliance with company regulations (skill/competence)
- examine credit ratings (skill/competence)
- foreign valuta (knowledge)
- inform on interest rates (skill/competence)
- manage financial risk (skill/competence)
- monitor loan portfolio (skill/competence)
- monitor stock market (skill/competence)
- mortgage loans (knowledge)
- negotiate with stakeholders (skill/competence)
- operate financial instruments (skill/competence)
- plan health and safety procedures (skill/competence)
- present reports (skill/competence)
- principles of insurance (knowledge)
- relationship marketing (knowledge)
- securities (knowledge)
- tax legislation (knowledge)
- types of insurance (knowledge)
Market evidence (job-ad analysis, 43 ads, as of 2026-07-19)
Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.
Hard skills
- business development — 60 %
- risk management — 47 %
- credit analysis — 40 %
- financial analysis — 33 %
- financial statement analysis — 30 %
- loan structuring — 28 %
- commercial lending — 28 %
- relationship management — 23 %
- sales — 21 %
- portfolio management — 19 %
Responsibilities
- cross-selling — 26 %
- portfolio management — 23 %
- prospecting — 19 %