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2026-08-14 18:26:04 +02:00

2.9 KiB

Competences — insurance underwriter

Source: ESCO v1.2.1 occupation-skill relations (http://data.europa.eu/esco/occupation/e937449a-d9e0-4ab7-9ea5-4d3ac673be6d).

Essential

  • actuarial science (knowledge)
  • analyse financial risk (skill/competence)
  • assess financial viability (skill/competence)
  • business loans (knowledge)
  • claims procedures (knowledge)
  • collect property financial information (skill/competence)
  • create a financial plan (skill/competence)
  • create cooperation modalities (skill/competence)
  • create insurance policies (skill/competence)
  • decide on insurance applications (skill/competence)
  • insurance law (knowledge)
  • manage financial risk (skill/competence)
  • modern portfolio theory (knowledge)
  • obtain financial information (skill/competence)
  • principles of insurance (knowledge)
  • property law (knowledge)
  • provide support in financial calculation (skill/competence)
  • real estate underwriting (knowledge)
  • review insurance process (skill/competence)
  • types of insurance (knowledge)

Optional

  • analyse insurance needs (skill/competence)
  • analyse insurance risk (skill/competence)
  • apply technical communication skills (skill/competence)
  • assess customer credibility (skill/competence)
  • assist in loan applications (skill/competence)
  • calculate insurance rate (skill/competence)
  • communicate with customers (skill/competence)
  • compare property values (skill/competence)
  • conduct financial audits (skill/competence)
  • create underwriting guidelines (skill/competence)
  • credit control processes (knowledge)
  • develop investment portfolio (skill/competence)
  • ensure proper document management (skill/competence)
  • estimate damage (skill/competence)
  • examine credit ratings (skill/competence)
  • explain financial jargon (skill/competence)
  • financial statements (knowledge)
  • handle financial disputes (skill/competence)
  • identify clients' needs (skill/competence)
  • inform on renting agreements (skill/competence)
  • insurance market (knowledge)
  • interpret financial statements (skill/competence)
  • manage contract disputes (skill/competence)
  • manage contracts (skill/competence)
  • market analysis (knowledge)
  • negotiate loan agreements (skill/competence)
  • organise a damage assessment (skill/competence)
  • perform property market research (skill/competence)
  • prepare financial auditing reports (skill/competence)
  • real estate market (knowledge)
  • review investment portfolios (skill/competence)
  • synthesise financial information (skill/competence)

Market evidence (job-ad analysis, 46 ads, as of 2026-07-14)

Share of analyzed job ads mentioning the item (threshold ≥ 20 %). Source: JSearch/Adzuna APIs.

Hard skills

  • risk assessment — 57 %
  • underwriting — 33 %
  • negotiation — 22 %
  • portfolio management — 20 %